AMERICAN BANKER Election 2020 Women in Banking: Next Fintec Asurity SEE IT IN ACTION RiskExec Introducing Our New Fair Servicing Module Short-lived reg relief? Thc CARFS Act relaxcd certain rcgulations to help banks rospond to the coronavints rocession Tnese chenges *ill expire at year-end unless Congress reners them: Delay of CECL implementation Flexibility in accounting treatment of loan modifications Lowering of community bank leverage ratio to 8% FDIC backing for bank debt; transaction accounts LOAN MODIFICATIONS