Personal Business Cross-Border Mainland China Branches & ATMs '12 # # 4T HANG SENG BANK Logon nking Investments Cards Loans Mortgages Insurance & MPF Offers Brand new online tax deductible annuity plan 10 years of guaranteed fixed income with 1.739 296 Internal Rate of Return (IRR) View details IRR depends onyour chosen accumulation period, policy currency and payment mode and Conditions apply: please note the relevant product risks Underwritten by Hang Seng Insurance Company Limited; Recently, fraudsters have claimed to be an employee of Hang Seng Bank and invited customers to discuss andlor apply for investment andlor banking products through WhatsAPP or other text channels Ifyouare unsure Or suspicious of any text message, call andlorvoicemail you receive, please contactour Customer Service Hotline (852) 2822 0228, Transfer with HARO In light of COVID-19,all Hang Seng branches have adopted special measures and service adjustments C for customer protection We also recommend switching 2-Statemenlsenvice [0 avoid late payments due t0 postal delays TTerms